Protect Your Business Against Risks with General Liability Insurance
Even with the best safety precautions being taken at the workplace, accidents and injuries can still happen on the job. As a business owner, you may be legally responsible if another person gets hurt or if their property is damaged, while at your business. Whether you have an office, storefront, or do your work at the home of your clients, we are here to make sure your business is protected against these types of risks.
No matter what your business, general liability insurance covers the risks that affect almost every industry. Say a client trips over tools accidentally left on the floor at your business. Or, an accident occurs, like a window being broken while one of your employees is on a client’s premises installing carpeting. Commercial general liability insurance for business can cover claims by third parties for their bodily injury.
You should consider general liability coverage if you or your employees:
- Interact frequently with clients
- Enter your customer’s property
- Use third-party locations
- Some projects demand that you have this coverage to get the job
General liability insurance policies traditionally include basic coverages such as:
- Property
- Liability
- Crime
- Commercial auto insurance
General liability insurance policy can often cover associated medical expenses for each injured person. It can also protect you in cases of libel, slander, and defamation. Optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers’ compensation, can be added to your policy as needed.
Many landlords will ask to see your general liability insurance certificate when you lease commercial space. Coverage is often required because it demonstrates that you’ll have the financial protection needed to cover expenses for property damage or injuries related to your business at the leased space.
It’s good business to be protected for any unexpected occurrence at your place of work. At Dan Thompson Agency, we’re in the business of protecting your business, so give us a call and we’ll get you the coverage you need, at the most affordable rate we find.
Protect Your Business Against Risks with General Liability Insurance
Even with the best safety precautions being taken at the workplace, accidents and injuries can still happen on the job. As a business owner, you may be legally responsible if another person gets hurt or if their property is damaged, while at your business. Whether you have an office, storefront, or do your work at the home of your clients, we are here to make sure your business is protected against these types of risks.
No matter what your business, general liability insurance covers the risks that affect almost every industry. Say a client trips over tools accidentally left on the floor at your business. Or, an accident occurs, like a window being broken while one of your employees is on a client’s premises installing carpeting. Commercial general liability insurance for business can cover claims by third parties for their bodily injury.
You should consider general liability coverage if you or your employees:
- Interact frequently with clients
- Enter your customer’s property
- Use third-party locations
- Some projects demand that you have this coverage to get the job
General liability insurance policies traditionally include basic coverages such as:
- Property
- Liability
- Crime
- Commercial auto insurance
General liability insurance policy can often cover associated medical expenses for each injured person. It can also protect you in cases of libel, slander, and defamation. Optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers’ compensation, can be added to your policy as needed.
Many landlords will ask to see your general liability insurance certificate when you lease commercial space. Coverage is often required because it demonstrates that you’ll have the financial protection needed to cover expenses for property damage or injuries related to your business at the leased space.
It’s good business to be protected for any unexpected occurrence at your place of work. At Dan Thompson Agency, we’re in the business of protecting your business, so give us a call and we’ll get you the coverage you need, at the most affordable rate we find.