Commercial Retail Insurance

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919-781-6564
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Lots of Options in Store for Retail Insurance

Protect your storefront, other commercial buildings and personal property with commercial retail insurance. Retail insurance can also protect you against liabilities like customer slips and falls, property damage, theft, and employee injuries and illnesses. Stores who have experienced problems like these could tell you how important it is to have the right coverage with adequate limits.

Every business should have retail insurance, especially if they sell:

  • Jewelry
  • Wine/Liquor
  • Grocery
  • Electronic
  • High-End Equipment
  • Clothing
  • Other Expensive Items

When you are creating your retail insurance policy, you need to be very specific with your situation. Every type of retail store is exposed to different types of risk, so costs and plans will vary from business to business. The unique qualities of your business including your building, location, personal property, employees and other factors will determine what type of coverage you will need and your rate. Whether you lease or own the building in which your store is located is also a factor. Insurance coverage and rates are also dependent on the type of merchandise you have in inventory. Not having commercial insurance coverage can be costly, but not having the right type of coverage can be even more costly.

Commercial insurance brick-and-mortar stores should consider:

    Liability

  • Property
  • Business interruption
  • Crime (that covers employee theft)
  • Cyber liability
  • Workers’ compensation

There are many different types of retail policies that cover both general and specific needs. Some insurance coverage is legally mandated, while other policies are optional, but can save you from loss down the road. If needed, a commercial umbrella insurance can extend the coverage provided by your other policies.

Let Dan Thompson Agency help mind your store by finding you the proper coverage to keep you safe and selling!

Lots of Options in Store for Retail Insurance

Protect your storefront, other commercial buildings and personal property with commercial retail insurance. Retail insurance can also protect you against liabilities like customer slips and falls, property damage, theft, and employee injuries and illnesses. Stores who have experienced problems like these could tell you how important it is to have the right coverage with adequate limits.

Every business should have retail insurance, especially if they sell:

  • Jewelry
  • Wine/Liquor
  • Grocery
  • Electronic
  • High-End Equipment
  • Clothing
  • Other Expensive Items

When you are creating your retail insurance policy, you need to be very specific with your situation. Every type of retail store is exposed to different types of risk, so costs and plans will vary from business to business. The unique qualities of your business including your building, location, personal property, employees and other factors will determine what type of coverage you will need and your rate. Whether you lease or own the building in which your store is located is also a factor. Insurance coverage and rates are also dependent on the type of merchandise you have in inventory. Not having commercial insurance coverage can be costly, but not having the right type of coverage can be even more costly.

Commercial insurance brick-and-mortar stores should consider:

    Liability

  • Property
  • Business interruption
  • Crime (that covers employee theft)
  • Cyber liability
  • Workers’ compensation

There are many different types of retail policies that cover both general and specific needs. Some insurance coverage is legally mandated, while other policies are optional, but can save you from loss down the road. If needed, a commercial umbrella insurance can extend the coverage provided by your other policies.

Let Dan Thompson Agency help mind your store by finding you the proper coverage to keep you safe and selling!

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DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

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Office Information

Office Phone

(919) 781-6564

Office Address

3130 Fairhill Drive
Suite 106
Raleigh, NC 27612

Office Hours

Monday–Friday
8:30am–5pm

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© 2020 – Dan Thompson Agency | 3130 Fairhill Dr STE 106 | Raleigh, NC 27612 | Call 919.781.6564 | Privacy Policy
Website by Precision Marketing Partners

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