Contractors and Habitational Insurance

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919-781-6564
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Not Having Contractors Insurance is Risky Business

Contractors are subject to many work hazards, sometimes daily. There are so many possible risks including working at higher heights, with tricky electrical equipment, ladders, scaffolding, and falling objects to name a few. Workers are often required to use large tools and pieces of machinery, and/or construct in environments where hazardous materials are present.

Since working on construction sites can be dangerous enough, you shouldn’t have to worry about whether or not your coverage is adequate on top of everything else.

Contractors’ insurance policies are designed for contractors such as electricians, plumbers, and HVAC technicians, among others. At Dan Thompson Agency, we understand the risks that come with fixing residential and commercial utilities, so we can provide you with the best coverage against equipment damage, injury, and more.

Injuries on construction job sites are unfortunately fairly common, even among very experienced contractors. While you don’t want to assume the worst, you need to be prepared for when someone gets injured. Having poor coverage could find you paying significant out-of-pocket bills.

We cover every type of contractor including:

  • General contractors – new and renovations
  • Most commercial trade contractors
  • Artisan contractors – most types, not subcontractors
  • Demolition
  • Landscape and site work
  • Fire/restoration
  • Machinery installation/repair
  • & more

We’d like to build a relationship with our contractors and provide them with the best coverage at the lowest price. Give us a call.

Not Having Contractors Insurance is Risky Business

Contractors are subject to many work hazards, sometimes daily. There are so many possible risks including working at higher heights, with tricky electrical equipment, ladders, scaffolding, and falling objects to name a few. Workers are often required to use large tools and pieces of machinery, and/or construct in environments where hazardous materials are present.

Since working on construction sites can be dangerous enough, you shouldn’t have to worry about whether or not your coverage is adequate on top of everything else.

Contractors’ insurance policies are designed for contractors such as electricians, plumbers, and HVAC technicians, among others. At Dan Thompson Agency, we understand the risks that come with fixing residential and commercial utilities, so we can provide you with the best coverage against equipment damage, injury, and more.

Injuries on construction job sites are unfortunately fairly common, even among very experienced contractors. While you don’t want to assume the worst, you need to be prepared for when someone gets injured. Having poor coverage could find you paying significant out-of-pocket bills.

We cover every type of contractor including:

  • General contractors – new and renovations
  • Most commercial trade contractors
  • Artisan contractors – most types, not subcontractors
  • Demolition
  • Landscape and site work
  • Fire/restoration
  • Machinery installation/repair
  • & more

We’d like to build a relationship with our contractors and provide them with the best coverage at the lowest price. Give us a call.

Services
Services

Habitational Insurance Protects Your Business From the Risks of Renting

If you’re in the business of renting out property, including apartment complexes, motels, hotels, condos, single-dwellings and more, a well-planned habitational insurance policy can protect you from the risks you may encounter as a landlord.

Habitational insurance can protect you from issues that are not covered by a typical property insurance policy. It’s designed for commercial residential properties. To make sure you are properly protected, it’s important to include specific items relevant to your property in your policy. You are not only responsible for the apartment or building you rent, but also the tenants, their visitors, and any employees who help maintain your property.

A solid habitational insurance policy should include:

  • General liability – to help cover legal fees and medical bills in the event a tenant or visitor is injured on your property.
  • Damage from the elements – can help with repairs if your property is damaged or destroyed by wind, fire or a storm.
  • Vandalism and theft – protects you against loss of the property belonging to others that’s on your premises.
  • Equipment breakdowns – can help cover repair or replacement expenses for things like your HVAC system and other essential equipment to keep your premises functional.
    Loss of income – can help replace loss of income (rent) as a result of an occurrence covered by your policy.

We’ll make sure you get adequate coverage for your specific type of property as policies can vary in what is covered. You should also consider getting coverage for your timeshare property. From your entrance way to your rooftop, the team at Dan Thompson Agency has you covered!

Habitational Insurance Protects Your Business From the Risks of Renting

If you’re in the business of renting out property, including apartment complexes, motels, hotels, condos, single-dwellings and more, a well-planned habitational insurance policy can protect you from the risks you may encounter as a landlord.

Habitational insurance can protect you from issues that are not covered by a typical property insurance policy. It’s designed for commercial residential properties. To make sure you are properly protected, it’s important to include specific items relevant to your property in your policy. You are not only responsible for the apartment or building you rent, but also the tenants, their visitors, and any employees who help maintain your property.

A solid habitational insurance policy should include:

  • General liability – to help cover legal fees and medical bills in the event a tenant or visitor is injured on your property.
  • Damage from the elements – can help with repairs if your property is damaged or destroyed by wind, fire or a storm.
  • Vandalism and theft – protects you against loss of the property belonging to others that’s on your premises.
  • Equipment breakdowns – can help cover repair or replacement expenses for things like your HVAC system and other essential equipment to keep your premises functional.
    Loss of income – can help replace loss of income (rent) as a result of an occurrence covered by your policy.

We’ll make sure you get adequate coverage for your specific type of property as policies can vary in what is covered. You should also consider getting coverage for your timeshare property. From your entrance way to your rooftop, the team at Dan Thompson Agency has you covered!

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DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

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Connect With The Dan Thompson Agency

Office Information

Office Phone

(919) 781-6564

Office Address

3130 Fairhill Drive
Suite 106
Raleigh, NC 27612

Office Hours

Monday–Friday
8:30am–5pm

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© 2020 – Dan Thompson Agency | 3130 Fairhill Dr STE 106 | Raleigh, NC 27612 | Call 919.781.6564 | Privacy Policy
Website by Precision Marketing Partners

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