Habitational Insurance

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Habitational Insurance Protects Your Business From the Risks of Renting

If you’re in the business of renting out property, including apartment complexes, motels, hotels, condos, single-dwellings and more, a well-planned habitational insurance policy can protect you from the risks you may encounter as a landlord.

Habitational insurance can protect you from issues that are not covered by a typical property insurance policy. It’s designed for commercial residential properties. To make sure you are properly protected, it’s important to include specific items relevant to your property in your policy. You are not only responsible for the apartment or building you rent, but also the tenants, their visitors, and any employees who help maintain your property.

A solid habitational insurance policy should include:

  • General liability – to help cover legal fees and medical bills in the event a tenant or visitor is injured on your property.
  • Damage from the elements – can help with repairs if your property is damaged or destroyed by wind, fire or a storm.
  • Vandalism and theft – protects you against loss of the property belonging to others that’s on your premises.
  • Equipment breakdowns – can help cover repair or replacement expenses for things like your HVAC system and other essential equipment to keep your premises functional.
    Loss of income – can help replace loss of income (rent) as a result of an occurrence covered by your policy.

We’ll make sure you get adequate coverage for your specific type of property as policies can vary in what is covered. You should also consider getting coverage for your timeshare property. From your entrance way to your rooftop, the team at Dan Thompson Agency has you covered!

Habitational Insurance Protects Your Business From the Risks of Renting

If you’re in the business of renting out property, including apartment complexes, motels, hotels, condos, single-dwellings and more, a well-planned habitational insurance policy can protect you from the risks you may encounter as a landlord.

Habitational insurance can protect you from issues that are not covered by a typical property insurance policy. It’s designed for commercial residential properties. To make sure you are properly protected, it’s important to include specific items relevant to your property in your policy. You are not only responsible for the apartment or building you rent, but also the tenants, their visitors, and any employees who help maintain your property.

A solid habitational insurance policy should include:

  • General liability – to help cover legal fees and medical bills in the event a tenant or visitor is injured on your property.
  • Damage from the elements – can help with repairs if your property is damaged or destroyed by wind, fire or a storm.
  • Vandalism and theft – protects you against loss of the property belonging to others that’s on your premises.
  • Equipment breakdowns – can help cover repair or replacement expenses for things like your HVAC system and other essential equipment to keep your premises functional.
    Loss of income – can help replace loss of income (rent) as a result of an occurrence covered by your policy.

We’ll make sure you get adequate coverage for your specific type of property as policies can vary in what is covered. You should also consider getting coverage for your timeshare property. From your entrance way to your rooftop, the team at Dan Thompson Agency has you covered!

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DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

DTA Carriers

We are proud to work with some of the best carriers in the insurance industry.

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Office Phone

(919) 781-6564

Office Address

3130 Fairhill Drive
Suite 106
Raleigh, NC 27612

Office Hours

Monday–Friday
8:30am–5pm

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© 2020 – Dan Thompson Agency | 3130 Fairhill Dr STE 106 | Raleigh, NC 27612 | Call 919.781.6564 | Privacy Policy
Website by Precision Marketing Partners

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